Equipment loans & leases Investment Leasing Co.

LOANS - WORKING CAPITAL LOAN PROGRAMS

Investment Leasing Company's Working Capital Loan Program (WCLP) provides capital to companies when a standard lease is not just the perfect fit.

The WCLP helps manage cash flow needs of customers who face cash flow challanges that most growing businesses face. We have created our working capital loan programs to meet those needs and many others.

A working capital loan is simply a finance arrangement designed for virtually any business purpose whether it is for a reimbursement for equipment that has already been paid for (a sale leaseback), custom software programing, advertising, hiring new personnel, or many other needs such as the following:

FEATURE	WCLP	LEASE
REIMBURSE PAID INVOICES	YES	NO
SALE LEASEBACK	YES	NO
CUSTOM SOFTWARE	YES	MAYBE
UP FRONT PAYMENTS	NO	YES
INSTALLATION OF EQUIPMENT MUS BE COMPLETED PRIOR TO FUNDING	YES	NO
ORIGINAL VENDOR INVOICE PRIOR TO FUNDING	NO	YES
LEASEHOLD IMPROVEMENTS INCLUDED	YES	SOME
PROGRESS PAYMENTS DURING INSTALLATION & MANUFACTURING PROCESS	YES	SOME
DEBT REFLECTED ON CBR	YES	MAYBE
SALES TAX ISSUE	NO	YES
PERSONAL PROPERTY TAX ISSUE	NO	YES
LIFE INSURANCE REQUIRED	$75K+	MAYBE
PROPERTY INSURANCE REQUIRED	YES	YES
ADMINISTRATIVE FEES REQUIRED	YES	YES
EARLY PAYOFF ALLOWED	YES	MAYBE
EQUIPMENT MAY BE PURCHASED FROM ANOTHER END-USER, AUCTION HOULSE, INTERNET	YES	MAYBE